Never underestimate a Cuban!

Even though this is more Miami Cuban… I thought I would share the story because, it is so us.


A Cuban lawyer from la calle ocho walked into the
First City Bank, in downtown Miami and asked for the loan officer.

He told the loan officer that he was going to the Bahamas on business for two weeks and needed to borrow $5,000 and that he was not a depositor of the bank.

The bank officer told him that the bank would need some form of security for the loan, so the Cuban handed over the keys to his new Ferrari. The car was parked on the street, in front of the bank. The Cuban produced the title and everything checked out. The loan officer agreed to hold the car as collateral for the loan and apologized for having to charge 12%  interest.

Later, the bank’s president and its officers all enjoyed a good laugh at the Cuban dummy  from little Havana for using a $250,000 Ferrari as collateral for a $5,000 loan.

An employee of the bank then drove the Ferrari into the bank’s private underground garage and parked it.

Two weeks later, the Cuban returned, repaid the $5,000 and the interest of $23.07. The loan officer said, ‘Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a successful and wealthy individual.  What puzzles us is, why would you bother to borrow $5,000?’

The Cuban replied, ‘Where else in dowtown Miami can I park my car for two weeks for only $23.07 and expect it to be there when I return?



Thanks Sandra for the contribution!



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2 Responses to “Never underestimate a Cuban!”

  1. Sandra Fernandez says:

    That one still makes me laugh! Hope you guys enjoyed your trip! Can’t wait to hear all about it!

    • Pedro says:

      I laughed a lot on this one Sandra thanks so much for this contribution.

      You guys enjoy and we will talk when you get back.

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